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Added protection – six additions to your policy
Breakdown Cover
Make sure you don’t get stranded, full UK and EU assistance available for cars, taxis and commercial vehicles up to 3.5 tonnes.
from
£49.95
Cover includes:
- UK Emergency assistance 24/7/365
- Roadside Assistance and recovery provided by approved garages
- Assistance after breakdown, accident, vandalism, fire, theft or attempted theft
- Up to 6 assistances per year
- Cover for you and up to 7 passengers
- Message relay service
- Lack of or wrong fuel, flat or punctured tyre or flat Battery
Theft Protection
Insurance Factory Theft Protection will ensure you aren’t left stranded if your vehicle is stolen and remains unrecovered*.
from
£26.25
Cover includes:
- A replacement vehicle should yours be stolen and unrecovered or declared a write off by your insurer
- 24/7 Claims hotline
- 24 hour personal legal advice helpline
- Cover available following a vehicle being written off
- ‘like for like’ vehicle cover also available
- *typically 10-14 days
Keycare
Keycare cover provides 24-hour assistance plus valuable protection against costs associated with having keys lost, broken or stolen.
from
£15.00
Cover includes:
- Any key attached to keyfob is covered
- Replacement locks, keys and locksmith charges up to £1000
- Cost of public transport when stranded
- Cost of reprogramming immobilisers and alarms
- Emergency Helpline 24hrs per day 365 days per year
- No excess to pay
- Does not affect Motor or Household No Claims Discount
Legal Protection
Insurance Factory Legal Protection will cover you for the recovery of any uninsured losses following a non-fault accident.
from
£25.00
Cover includes:
- Compensation for injury
- Policy excess under a comprehensive policy
- Loss of earnings
- Accident repair costs if you do not have comprehensive cover
- Damage to clothes, luggage or personal belongings if you do not have a comprehensive policy
- Hire car costs
- £100,000 limit of Indemnity
UK Excess Protection
Get covered against accidental damage, fire, theft and malicious damage excess. Available for cars, commercial vehicles, motorcycles and taxis.
from
£16.49
Cover includes:
- Up to £500 protection per vehicle
- Discount for voluntary excess regularly more than cost of protection
- Maximum of 2 claims per year
- Don’t have to protect full excess, any multiple of £100 can be accepted
- Any driver can protect their excess, you don’t even have to hold an Insurance Factory policy.
Gap Insurance
Gap Insurance pays the difference between the Retail Market Value on the day you purchase cover and the insurers valuation if its declared a write-off in the future*.
from
£165.00
2 year policy
£199.00
3 year policy
Cover includes:
- Write-off settlements relating to Fire, Theft or Accident
- Cars, motorcycles (500cc +) and commercial vehicles up to 3,500kg
- Vehicles up to 5 years old and 80,000 miles at policy commencement
- Insurance excess covered up to £250
- Settlement shortfalls of up to £15,000
- Vehicles of up to £50,000 in value at policy commencement
- *subject to terms and conditions
